With a monthly salary of 4000 and a down payment of 10,000, spreading the rest over installments shouldn't be too stressful.

You probably need a monthly salary starting at 500,000 to afford this car, right?

With an interest rate of 5.5% per year on one million, the interest alone is 55,000. On nine million, the interest would be over 500,000. The more you repay, the more you owe.

There's no need to force it. [I need some peace and quiet.]

Starting from the reign of Emperor Taizong of the Tang Dynasty, assuming it's 1300 years, with 365 days a year, that's a total of 474,500 days. If you consider 900 Phantoms and assume a down payment of 1000 as zero down payment, it's only 19 bucks a day! Totally affordable!

You can buy a Rolls-Royce Phantom.

Not really, a few generations pass by quickly [I want to be alone]