I want to get a mid-range luxury MG5 with zero down payment and a monthly payment of 1600. I want to know how much more expensive it is.

Paid 40,000, getting less than 1,000 a month [I need some peace]

I borrowed 60,000, with a monthly interest of 1,256. If I repay in advance within two years, one year's interest is waived and included in the car price.

Zero down payment, 5 years, monthly payment of 1695 [I want some peace]

The loan couldn't be approved. [I need some quiet time][I need some quiet time][I need some quiet time]

Paying a little is still necessary; zero down payment is not feasible.

It's more than 20,000 yuan expensive.