It's the end of the year, how much should I bargain for the Langyi Xingkong 500?

Around 10.3 in full payment.

I chose a 5-year loan with an option to switch after 2 years, with an interest rate of 10.3%.

Around 100,000, give or take a thousand or two depending on the region.

Bought the car for 9.1 in July.

I went today to ask about a loan of 99,000, without interest, also for five years and to be paid off in two years.

Around 10.3 is just right.